All Types of Loan Services
Under One Roof
From Home Loans to MUDRA & PMEGP — BESA India connects you with 30+ banks and NBFCs for fastest approvals at best rates in Bangalore.
Our Loan Services
Click any loan type below to jump directly to its full details
Home Loan
Fulfill your dream of owning a home with BESA India's expert home loan assistance. We work with 30+ banks including SBI, HDFC, ICICI, Axis, LIC HFL and more to give you the lowest possible interest rates with quick processing and minimal documentation.
Key Features & Benefits
- Lowest interest rates from top banks
- Purchase, construction & renovation
- Balance transfer at better rates
- Home loan top-up facility
- Tax benefits under Sec 80C & 24(b)
- Salaried & self-employed both eligible
- NRI home loan available
- Doorstep document pickup service
Documents Required
Apply for Home LoanPurchase
Buy ready-to-move or under-construction homes
Construction
Build your own house on owned plot
Balance Transfer
Switch to lower rate from current lender
Top-Up Loan
Extra funds over existing home loan
Eligibility Criteria
Age: 21–70 Years
At the time of loan maturity
Min. Income: ₹25,000/month
Salaried or self-employed
CIBIL Score: 700+
Better score = better interest rate
Personal Loan
Need urgent funds for medical emergencies, wedding, travel, education or any personal expense? BESA India helps you get instant personal loans from leading banks with minimal documentation and same-day or next-day approval in most cases.
Key Features & Benefits
- No collateral or security required
- Quick disbursal — often within 24 hours
- Flexible repayment tenure
- Use for any personal purpose
- Pre-approved offers for eligible customers
- Minimal documentation process
- Part-payment option available
- Digital process — no branch visit needed
Documents Required
Apply for Personal LoanMedical
Emergency expenses instantly
Education
Fees, coaching & study abroad
Wedding
Plan your dream wedding
Travel
Domestic or international trips
Eligibility Criteria
Age: 21–60 Years
Working age individuals
Min. Salary: ₹20,000/month
Salaried with at least 1 year employment
CIBIL Score: 700+
Higher score = instant approval
Self-Employed: 2+ years ITR
With stable income records
Business Loan
Expand your business, manage working capital, buy equipment or fund your operations with BESA India's business loan assistance. We connect you with the best loan products from banks and NBFCs suited for your business size and need.
Key Features & Benefits
- Collateral-free options available
- Working capital finance
- Equipment & machinery purchase
- Business expansion funding
- Overdraft & CC limit facility
- All business types — proprietor to Pvt Ltd
- Flexible EMI repayment options
- MSME-linked subsidised rates
Documents Required
Apply for Business LoanExpansion
Fund new branches, locations or projects
Machinery
Equipment purchase & upgrade
Working Capital
Meet operational & daily expenses
Inventory
Stock up for peak season
Who Can Apply?
All Business Types
Proprietor, Partnership, LLP, Pvt Ltd
Min. 2 Years Business Vintage
With stable turnover records
Annual Turnover: ₹10L+
GST & ITR proof required
Vehicle Loan
Drive home your dream car or two-wheeler with BESA India's vehicle loan assistance. New or pre-owned vehicles across all brands at most competitive rates with fast approvals.
Key Features & Benefits
- New car & used car loans
- Two-wheeler & EV financing
- Commercial vehicle loans
- Up to 100% on-road price finance
- All popular brands covered
- Quick dealership-linked approvals
- Flexible EMI with zero prepayment
- Minimal documentation required
Documents Required
Apply for Vehicle LoanNew Car
All brands — Maruti to Mercedes
Used Car
Pre-owned vehicle financing
Two-Wheeler
Bike & scooter loans instantly
EV Loan
Electric vehicle special rates
Eligibility
Age: 21–65 Years
Salaried or self-employed
Stable Income Source
Salary slip or ITR proof required
CIBIL Score: 680+
Good score for best rates
Loan Against Property
Leverage the value of your residential or commercial property to get high-value funds at low interest rates. BESA India's LAP assistance gives you access to large amounts at secured rates — ideal for business expansion, debt consolidation or large personal expenses.
Key Features & Benefits
- Residential & commercial property accepted
- High loan amount at low interest rates
- Continue using your mortgaged property
- Funds for any purpose
- Balance transfer option available
- Overdraft facility against property
- Salaried & self-employed eligible
- Quick valuation & legal checks
Documents Required
Apply for LAPResidential
Flat, house, villa, plot accepted
Commercial
Shop, office, warehouse as collateral
Balance Transfer
Move LAP for better interest rate
Overdraft OD
Revolving credit against property
Ideal For
Business Expansion
Capital for growth at low cost
Debt Consolidation
Merge multiple loans at lower rate
Medical / Education
High-value secured funding
Project Loan
For large-scale business projects, industrial setups, real estate development or manufacturing plants — BESA India helps you secure project loans with complete DPR/CMA report preparation, bank liaison and end-to-end assistance from application to disbursement.
Key Features & Benefits
- BESA prepares full DPR & CMA report
- Manufacturing & industrial projects
- Real estate development finance
- Infrastructure project loans
- Joint venture & consortium finance
- Moratorium period during construction
- Subsidy linkage wherever applicable
- Bank liaison & follow-up by BESA
Documents Required
Apply for Project LoanDPR Preparation
Complete Detailed Project Report prepared by BESA's experts for bank submission
Bank Liaison
We handle all bank correspondence, queries and documentation follow-up on your behalf
Subsidy Guidance
Expert advice on PMEGP, PMFME, CGTMSE & all applicable schemes & subsidies
Consortium Loans
Multiple bank funding arrangements for very large projects & industrial setups
PM MUDRA Loan
PM MUDRA Yojana provides collateral-free business loans up to ₹10 Lakh to micro & small businesses. BESA India handles your complete application including documentation, bank submission and follow-up until disbursement.
Key Features & Benefits
- Collateral-free loan — no security
- Available from all scheduled banks
- For manufacturing, trading & services
- Agriculture-allied activities eligible
- Lower interest rates than regular loans
- CIBIL score is not a strict barrier
- BESA prepares complete application
- End-to-end assistance & follow-up
Documents Required
Apply for MUDRA Loan3 MUDRA Categories
Choose the right category for your business
🌱 Shishu
Up to ₹50,000For businesses at the startup stage or very early stage of growth. Simplest documentation.
🌿 Kishor
₹50K – ₹5 LakhFor established businesses needing funds for expansion, working capital or equipment purchase.
🌳 Tarun
₹5L – ₹10 LakhFor well-established businesses looking to scale up significantly — highest MUDRA category.
MSME Business Loan
Registered MSMEs get access to priority sector lending, lower interest rates, government subsidies and collateral-free loans. BESA India helps you register under Udhyam and then applies for the best financing options with complete support.
Key Features & Benefits
- Priority sector lending benefits
- Collateral waiver under CGTMSE
- Lower interest rates than regular loans
- Capital subsidy under various schemes
- Working capital & term loan options
- Links to PMEGP, Standup India
- Udhyam Registration by BESA
- Government tender & contract benefits
Documents Required
Apply for MSME LoanMSME Categories
As per revised definition (2020)
Micro Enterprise
Investment ≤ ₹1 Crore | Turnover ≤ ₹5 Crore
Small Enterprise
Investment ≤ ₹10 Crore | Turnover ≤ ₹50 Crore
Medium Enterprise
Investment ≤ ₹50 Crore | Turnover ≤ ₹250 Crore
BESA India: Udhyam Registration + loan application + CGTMSE coverage — complete end-to-end MSME setup and finance.
PMEGP Loan
The Prime Minister Employment Generation Programme offers up to 35% government subsidy on new project costs. BESA India manages your complete PMEGP application through KVIC/DIC, bank co-ordination and follow-up until subsidy credit and loan disbursement.
Key Features & Benefits
- 35% subsidy for SC/ST/Women/OBC/Hill areas
- 25% subsidy for urban general category
- Only 5–10% own contribution needed
- New manufacturing or service enterprise
- Any Indian citizen aged 18+ years
- No collateral up to ₹10 Lakh
- BESA prepares full project report
- KVIC / DIC liaison handled end-to-end
Documents Required
Apply for PMEGP LoanSubsidy Slab Table
Government subsidy based on beneficiary category
BESA handles: Full project report, PMEGP portal application, bank co-ordination, KVIC/DIC liaison & subsidy credit follow-up.
30+
Bank & NBFC Partners
5K+
Loans Processed
98%
Approval Rate
48H
Fastest Approval
Get Your Loan Approved Today
Free consultation, no hidden charges. Our loan expert will call you within 1 hour and guide you through the entire process.